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Rock Hill Bankruptcy Law Firm
Criminal Defense Lawyer You can get relief from your debts! We provide criminal defense, Chapter 13 and Chapter 7 bankruptcy to citizens of York County, South Carolina and surrounding areas. The Rock Hill Bankruptcy law firm of P. John Freeman, Attorney at Law serves Fort Mill, Clover, Rock Hill and many residents of York, Lancaster and Chester counties, including people who work across the border in Charlotte, North Carolina but live in South Carolina. Bankruptcy
Chapter 7, also called liquidation or straight bankruptcy, wipes away many of your debts, such as credit cards, medical bills and court judgments. However, you are still responsible for most student loans and taxes, and you must continue to make car and mortgage payments. Chapter 7 is a fresh start, a clean slate for people who have gotten over their heads in debt. Chapter 13, also called reorganization, requires you to pay back all or a pro-rated portion of your debts over 3 to 5 years. It provides immediate relief from phone calls from credit card companies and other creditors, and stops repossession or foreclosure as long as you meet your Chapter 13 obligations. The federal bankruptcy laws changed on Oct. 17, 2005. While this new legislation means that people with higher incomes may no longer be able to file for Chapter 7 bankruptcy, the average citizen of York County, South Carolina may still qualify. The new laws require citizens to provide more extensive documentation (pay stubs, tax returns, etc.) to qualify for Chapter 7, and require filers to attend debt counseling to prevent future bankruptcies. In your free initial consultation, we at P. John Freeman, Attorney at Law will be able to advise you about filing for Chapter 7, Chapter 13 or another alternative. Bankruptcy is not for everyone, and it does stay on your record for 10 years. Contact us today to discuss if bankruptcy is right for you. Criminal Defense Lawyer
I also represent residents of Rock Hill and the York County area who have been charged with crimes, including DUI and traffic offenses, theft and shoplifting, drug possession and felonies such as assault. If you have been arrested in York, Lancaster or Chester county, contact our offices immediately to protect your rights. P. John Freeman, Attorney at Law
235 E. Main Street
Suite 115
Rock Hill, SC 29730
Phone: (803) 327-3116
Fax: (803) 327-2947 Rock Hill, South Carolina P. John Freeman provides Chapter 7 and Chapter 13 bankruptcy representation, as well as criminal defense, to residents of York County, Lancaster County and Chester County.
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